Sharon Gerber, Senior Loan Officer • 2970 Kele St., #202, Lihue, HI 96766 • Office: (808) 241-7711 • Cell: (808) 635-7283
Welcome to Sharon Gerber's Website
Your Source for Mortgages on Kauai!


The first question that almost everybody asks when shopping for a mortgage is “What is today’s interest rate?”  Now that is a bit like asking about the price of a vehicle.  There is a base price and then depending on different features, there is the actual price.

Interest rates are based on the following criteria:

  • Type of mortgage, for example, 30 Year Fixed Conventional, Jumbo,  FHA, USDA, VA
  • Whether it is a purchase, refinance, or cash out refinance
  • Occupancy
  • Number of Units
  • Loan-to-Value
  • Credit score
  • Loan Amount


Let me  help you to get the best interest rate and the best loan product for your financial situation. Loan products are available for single family residences, land, multi-unit properties, condos, condotels and CPR'd properties. Conforming and Jumbo, Conventional, Rural Housing and VA loan products are all available. Rates are very competitive.  Providing you with excellent customer service is my specialty. Please give me a call to discuss any real estate financing questions.
 
Quick Quote! Get Our Current Fixed Rates!
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Mortgage Calculator

Loan amount:

(Use "." for Decimals)
Duration:
years
Interest rate:
%
Monthly repayments:
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Total to be re-paid:
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A "Go To" Person

As a Realtor having a "go to" person for accurate and fast lending information is imperative and I've found that person in Sharon Gerber. She's always been helpful and what I really appreciate is the clients that I refer to her come back to me saying how they liked her helpful, accurate and no pressure approach.

- Lynda Gill (RA), Pacific Ocean Properties

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